Uninsured Motorist Coverage Lawyer – Columbus, OH
Purchasing Uninsured Motorist Coverage
In the state of Ohio, as well as every other state, every person who owns or drives an automobile is required to carry liability insurance, in the event that they are responsible for an accident. State minimum insurance limits in Ohio are (as of October 2013) $12,500 per person, $25,000 per accident and $750 for any property damage incurred in the accident.
When a negligent driver injures you in an auto accident and does not carry enough insurance or has no insurance at all, this is known as underinsured or uninsured motorist coverage. You can protect yourself by purchasing underinsured/uninsured motorist coverage.
Robert D. Erney has handled many cases involving accidents over the past 29 years. These cases range from auto accidents involving minor injuries to auto accidents involving death and catastrophic injuries. If you need advice regarding the Financial Responsibility Act and what amount of uninsured motorist coverage you should carry, please don’t hesitate to contact our office today.
Recently, the Ohio State Legislature voted to increase the state minimum liability insurance limits from $12,500 / $25,000 to $25,000 per person, $50,000 per accident and $25,000 for damage to another person’s property. This change in state minimum liability insurance limits will take effect December 22, 2013.